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These articles pertain to financial hardship, your credit and general financial articles


What should you do when get frustrated with work?
  By Dr. Jennifer Baxt, DMFT, NCC, DCC
It doesn’t matter where you work, who you work for or what kind of a job you have, everyone can get frustrated with work for one reason or another. Whether it is because the clients coming in the door...
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How does financial stress affect physical health?
  By Dr. Jennifer Baxt, DMFT, NCC, DCC
Financial stress affects most people in one way or another. Some people become stressed to the point where they will self-medicate with either alcohol or some other drug, others will work to find some...
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How can couples work through financial difficulties?
  By Dr. Jennifer Baxt, DMFT, NCC, DCC
When a couple decides to get married and they repeat the part in the vows “for better or for worse,” few will actually think about how that vow could easily be broken with future financial difficultie...
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How does your credit score affect your mortgage interest rate?
  By Dr. Jennifer Baxt, DMFT
Getting a mortgage is a very stressful event in a person’s life. It is usually by far the largest loan a person will get in their life, and getting a mortgage you can afford, with interest rates that ...
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How do foreclosures affect your credit score?
  By Dr. Jennifer Baxt, DMFT
Right now, millions of people are going through the pain of foreclosure as the sub-prime mortgage crisis sweeps across the United States. As a result, those millions of people will learn first hand wh...
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Understanding Your FICO Score
  By Dr. Jennifer Baxt, DMFT
Nothing has a bigger effect on whether or not you can get a loan, how much interest you pay and how credit will affect your life, than the FICO score. Fair Isaac Credit Organization (FICO) is the lead...
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Do you find credit relief with debt consolidation?
  By Dr. Jennifer Baxt, DMFT
When your credit becomes difficult to manage, it can be tempting to simply declare bankruptcy and hope that everything works out down the road; however, this is the exact wrong thing to do, and as a c...
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Credit Repair during a Credit Crisis
  By Dr. Jennifer Baxt, DMFT
These days, people are finding that their once solid credit rating has fallen faster than the stock market, and they are in danger of spending the next few years dealing with high interest rates and c...
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How Do Credit Cards Affect Your Credit?
  By Dr. Jennifer Baxt, DMFT
Nearly everyone over the age of 20 has at least one credit card. For some, getting a credit card is a process to adulthood, but sadly many people do not realize the full effects that credit cards can ...
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